A man carries an umbrella as he crosses Vermont Street with the 

A man carries an umbrella as he crosses Vermont Street with the San Francisco skyline in the background in San Francisco, Tuesday, Feb. 19, 2013. (AP Photo/Jeff Chiu)
Associated Press
A man carries an umbrella as he crosses Vermont Street with the San Francisco skyline in the background in San Francisco, Tuesday, Feb. 19, 2013. (AP Photo/Jeff Chiu)
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